Bankruptcy

Legal Solutions For Your Financially Difficult Time

Money troubles can strike even the most responsible of individuals. For example, you may be up to date with your bills and have money in the bank when injury, death, or disaster strikes. Suddenly you are in danger of losing everything. When that happens, you need a lawyer that will understand your situation and give you the legal assistance and guidance you need.

Since 1980, Rebecca Barthelemy-Smith, Attorney at Law, has helped clients achieve remarkable results in their bankruptcy cases and find the debt relief they seek. Call the office of Rebecca Barthelemy-Smith, Attorney at Law, to help!

Bankruptcy Form — Dayton, OH — Rebecca Barthelemy-Smith Attorney at Law

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy can provide much-needed financial relief to families or individuals who may be consumed in debt. With this process, this form of bankruptcy will liquidate all assets in which there is no repayment plan. Chapter 7 bankruptcy is also known as "straight bankruptcy," where most types of unsecured debt like medical bills, credit card balances, and more are eliminated.

Chapter 13

A lot like Chapter 7 bankruptcy, chapter 13 bankruptcy allows you to consolidate your unsecured debts. The difference is that you will need to repay them interest-free over a period of three to five years. Chapter 13 is an alternative for those who do not qualify for chapter 7 or wish to protect non-exempt items from liquidation.